Update project documentation and enhance user interaction features

- Added a new entry for user interaction habit analysis based on agent transcripts, summarizing key insights into communication styles and preferences.
- Updated project indices to reflect the latest developments, including the addition of a wallet balance feature and enhancements to the mini program's user interface for better user experience.
- Improved the handling of loading states in the chapters page, ensuring a smoother user experience during data retrieval.
- Implemented a gift payment sharing feature, allowing users to share payment requests with friends for collaborative purchases.

miniprogram/pages/gift-pay/list.wxml

@@ -0,0 +1,64 @@
+<!-- Soul创业派对 - 我的代付 -->
+<view class="page">
+  <view class="nav-bar" style="padding-top: {{statusBarHeight}}px;">
+    <view class="nav-content">
+      <view class="nav-back" bindtap="goBack">
+        <text class="back-arrow">←</text>
+      </view>
+      <view class="nav-info">
+        <text class="nav-title">我的代付</text>
+      </view>
+      <view class="nav-right-placeholder"></view>
+    </view>
+  </view>
+
+  <view class="tabs" style="padding-top: calc({{statusBarHeight}}px + 88rpx);">
+    <view class="tab {{tab === 'requests' ? 'active' : ''}}" data-tab="requests" bindtap="switchTab">我发起的</view>
+    <view class="tab {{tab === 'payments' ? 'active' : ''}}" data-tab="payments" bindtap="switchTab">我帮付的</view>
+  </view>
+
+  <view class="content">
+    <block wx:if="{{loading}}">
+      <view class="loading-box">
+        <view class="loading-spinner"></view>
+        <text class="loading-text">加载中...</text>
+      </view>
+    </block>
+    <block wx:elif="{{tab === 'requests'}}">
+      <block wx:if="{{requests.length === 0}}">
+        <view class="empty">暂无发起的代付</view>
+      </block>
+      <block wx:else>
+        <view class="card" wx:for="{{requests}}" wx:key="requestSn">
+          <view class="card-row">
+            <text class="desc">{{item.description}}</text>
+            <text class="amount">¥{{item.amount}}</text>
+          </view>
+          <view class="card-row">
+            <text class="status {{item.status}}">{{item.status === 'pending' ? '待支付' : item.status === 'paid' ? '已支付' : item.status === 'cancelled' ? '已取消' : '已过期'}}</text>
+            <view class="actions" wx:if="{{item.status === 'pending'}}">
+              <text class="action-text" bindtap="shareRequest" data-sn="{{item.requestSn}}">分享</text>
+              <text class="action-text cancel" bindtap="cancelRequest" data-sn="{{item.requestSn}}">取消</text>
+            </view>
+          </view>
+        </view>
+      </block>
+    </block>
+    <block wx:else>
+      <block wx:if="{{payments.length === 0}}">
+        <view class="empty">暂无帮付记录</view>
+      </block>
+      <block wx:else>
+        <view class="card" wx:for="{{payments}}" wx:key="requestSn">
+          <view class="card-row">
+            <text class="desc">{{item.description}}</text>
+            <text class="amount">¥{{item.amount}}</text>
+          </view>
+          <view class="card-row">
+            <text class="status {{item.status}}">{{item.status === 'paid' ? '已支付' : item.status}}</text>
+          </view>
+        </view>
+      </block>
+    </block>
+  </view>
+</view>