更新小程序和管理后台配置，将 API 地址切换为生产环境。新增撤回打款功能，允许用户在特定状态下撤回打款请求，并优化相关页面交互。更新文档以反映新的流程图，确保用户体验一致性。

soul-api/internal/handler/admin_withdrawals.go

@@ -351,6 +351,45 @@ func AdminWithdrawalsAction(c *gin.Context) {
 	}
 }
 
+// AdminWithdrawalsCancel POST /api/admin/withdrawals/cancel 撤回打款（仅 processing/pending_confirm 可撤回）
+func AdminWithdrawalsCancel(c *gin.Context) {
+	var body struct {
+		ID string `json:"id"`
+	}
+	if err := c.ShouldBindJSON(&body); err != nil || body.ID == "" {
+		c.JSON(http.StatusOK, gin.H{"success": false, "error": "缺少 id"})
+		return
+	}
+	db := database.DB()
+	var w model.Withdrawal
+	if err := db.Where("id = ?", body.ID).First(&w).Error; err != nil {
+		c.JSON(http.StatusOK, gin.H{"success": false, "error": "提现记录不存在"})
+		return
+	}
+	st := ""
+	if w.Status != nil {
+		st = *w.Status
+	}
+	if st != "processing" && st != "pending_confirm" {
+		c.JSON(http.StatusOK, gin.H{"success": false, "error": "当前状态不允许撤回，仅待确认收款时可撤回"})
+		return
+	}
+	outBillNo := body.ID
+	if w.DetailNo != nil && *w.DetailNo != "" {
+		outBillNo = *w.DetailNo
+	}
+	if err := wechat.CancelTransferByOutBill(outBillNo); err != nil {
+		c.JSON(http.StatusOK, gin.H{"success": false, "error": "撤回失败: " + err.Error()})
+		return
+	}
+	now := time.Now()
+	reason := "商户已撤回"
+	_ = db.Model(&w).Updates(map[string]interface{}{
+		"status": "failed", "fail_reason": reason, "error_message": reason, "processed_at": now,
+	}).Error
+	c.JSON(http.StatusOK, gin.H{"success": true, "message": "已撤回打款"})
+}
+
 // AdminWithdrawalsSync POST /api/admin/withdrawals/sync 主动向微信查询转账结果并更新状态（无回调时的备选）
 // body: { "id": "提现记录id" } 同步单条；不传 id 或 id 为空则同步所有 processing/pending_confirm
 func AdminWithdrawalsSync(c *gin.Context) {

soul-api/internal/handler/withdraw.go

@@ -118,7 +118,14 @@ func WithdrawPost(c *gin.Context) {
 	if err := db.Where("config_key = ?", "referral_config").First(&refCfg).Error; err == nil {
 		var config map[string]interface{}
 		if _ = json.Unmarshal(refCfg.ConfigValue, &config); config != nil {
-			if enabled, ok := config["enableAutoWithdraw"].(bool); ok && enabled {
+			enabled := false
+			switch v := config["enableAutoWithdraw"].(type) {
+			case bool:
+				enabled = v
+			case float64:
+				enabled = v != 0
+			}
+			if enabled {
 				go func(id string) {
 					if _, e := doApproveWithdrawal(db, id); e != nil {
 						fmt.Printf("[WithdrawPost] 自动审批失败 id=%s: %v\n", id, e)

soul-api/internal/router/router.go

@@ -77,6 +77,7 @@ func Setup(cfg *config.Config) *gin.Engine {
 			admin.DELETE("/referral", handler.AdminReferral)
 			admin.GET("/withdrawals", handler.AdminWithdrawalsList)
 			admin.PUT("/withdrawals", handler.AdminWithdrawalsAction)
+			admin.POST("/withdrawals/cancel", handler.AdminWithdrawalsCancel)
 			admin.POST("/withdrawals/sync", handler.AdminWithdrawalsSync)
 			admin.GET("/withdrawals/auto-approve", handler.AdminWithdrawalsAutoApproveGet)
 			admin.PUT("/withdrawals/auto-approve", handler.AdminWithdrawalsAutoApprovePut)

soul-api/internal/wechat/transfer.go

@@ -213,6 +213,17 @@ func InitiateTransferByFundApp(params FundAppTransferParams) (*FundAppTransferRe
 	return result, nil
 }
 
+// CancelTransferByOutBill 撤销转账（用户确认收款前，商户可主动撤回）
+// 接口：POST /v3/fund-app/mch-transfer/transfer-bills/out-bill-no/{out_bill_no}/cancel
+func CancelTransferByOutBill(outBillNo string) error {
+	if paymentApp == nil || paymentApp.FundApp == nil {
+		return fmt.Errorf("支付/转账未初始化")
+	}
+	ctx := context.Background()
+	_, err := paymentApp.FundApp.Cancel(ctx, outBillNo)
+	return err
+}
+
 // QueryTransferByOutBill 按商户单号查询单笔转账结果（FundApp 接口，用于 sync）
 func QueryTransferByOutBill(outBillNo string) (state, transferBillNo, failReason string, err error) {
 	if paymentApp == nil || paymentApp.FundApp == nil {