新增用户确认收款功能，更新提现记录模型以支持用户确认时间，并在提现管理页面展示确认状态。同时，优化提现处理逻辑，确保在用户确认后记录相关信息，提升系统稳定性和用户体验。

soul-api/internal/handler/admin_withdrawals.go

@@ -1,6 +1,7 @@
 package handler
 
 import (
+	"context"
 	"fmt"
 	"net/http"
 	"time"
@@ -69,10 +70,15 @@ func AdminWithdrawalsList(c *gin.Context) {
 				st = "pending_confirm"
 			}
 		}
+		userConfirmedAt := interface{}(nil)
+		if w.UserConfirmedAt != nil && !w.UserConfirmedAt.IsZero() {
+			userConfirmedAt = w.UserConfirmedAt.Format("2006-01-02 15:04:05")
+		}
 		withdrawals = append(withdrawals, gin.H{
 			"id": w.ID, "userId": w.UserID, "userName": userName, "userAvatar": userAvatar,
 			"amount": w.Amount, "status": st, "createdAt": w.CreatedAt,
 			"method": "wechat", "account": account,
+			"userConfirmedAt": userConfirmedAt,
 		})
 	}
 	c.JSON(http.StatusOK, gin.H{"success": true, "withdrawals": withdrawals, "stats": gin.H{"total": len(withdrawals)}})
@@ -218,20 +224,36 @@ func AdminWithdrawalsAction(c *gin.Context) {
 			return
 		}
 
-		// 打款已受理（FundApp 单笔），更新为处理中并保存商户单号、微信转账单号
-		fmt.Printf("[AdminWithdrawals] 微信已受理 id=%s out_bill_no=%s transfer_bill_no=%s\n", body.ID, result.OutBillNo, result.TransferBillNo)
-		processingStatus := "processing"
-		if err := db.Model(&w).Updates(map[string]interface{}{
-			"status":       processingStatus,
-			"detail_no":    result.OutBillNo, // 回调用 out_bill_no 匹配此字段
-			"batch_no":     result.OutBillNo, // 单笔无批次，存同一单号便于查询
+		// 打款已受理（微信同步返回），立即落库：商户单号、微信单号、package_info、按 state 设 status（不依赖回调）
+		fmt.Printf("[AdminWithdrawals] 微信已受理 id=%s out_bill_no=%s transfer_bill_no=%s state=%s\n", body.ID, result.OutBillNo, result.TransferBillNo, result.State)
+		rowStatus := "processing"
+		if result.State == "WAIT_USER_CONFIRM" {
+			rowStatus = "pending_confirm" // 待用户在小程序点击确认收款，回调在用户确认后才触发
+		}
+		upd := map[string]interface{}{
+			"status":       rowStatus,
+			"detail_no":    result.OutBillNo,
+			"batch_no":     result.OutBillNo,
 			"batch_id":     result.TransferBillNo,
 			"processed_at": now,
-		}).Error; err != nil {
+		}
+		if result.PackageInfo != "" {
+			upd["package_info"] = result.PackageInfo
+		}
+		if err := db.Model(&w).Updates(upd).Error; err != nil {
 			fmt.Printf("[AdminWithdrawals] 更新提现状态失败 id=%s: %v\n", body.ID, err)
 			c.JSON(http.StatusOK, gin.H{"success": false, "error": "更新状态失败: " + err.Error()})
 			return
 		}
+		// 发起转账成功后发订阅消息（异步，失败不影响接口返回）
+		if openID != "" {
+			go func() {
+				ctx := context.Background()
+				if err := wechat.SendWithdrawSubscribeMessage(ctx, openID, w.Amount, true); err != nil {
+					fmt.Printf("[AdminWithdrawals] 订阅消息发送失败 id=%s: %v\n", body.ID, err)
+				}
+			}()
+		}
 		c.JSON(http.StatusOK, gin.H{
 			"success": true,
 			"message": "已发起打款，微信处理中",