新增用户确认收款功能，更新提现记录模型以支持用户确认时间，并在提现管理页面展示确认状态。同时，优化提现处理逻辑，确保在用户确认后记录相关信息，提升系统稳定性和用户体验。

soul-api/internal/handler/withdraw.go

@@ -258,8 +258,10 @@ func WithdrawConfirmInfo(c *gin.Context) {
 	if appId == "" {
 		appId = "wxb8bbb2b10dec74aa"
 	}
-	// package 需由「用户确认模式」转账接口返回并落库，当前批量转账无 package，返回空；有值时可调 wx.requestMerchantTransfer
 	packageInfo := ""
+	if w.PackageInfo != nil && *w.PackageInfo != "" {
+		packageInfo = *w.PackageInfo
+	}
 	c.JSON(http.StatusOK, gin.H{
 		"success": true,
 		"data": gin.H{
@@ -293,8 +295,16 @@ func WithdrawPendingConfirm(c *gin.Context) {
 			"amount":    w.Amount,
 			"createdAt": w.CreatedAt,
 		}
-		// 若有 package 信息（requestMerchantTransfer 用），一并返回；当前直接打款无 package，给空字符串
-		item["package"] = ""
+		if w.PackageInfo != nil && *w.PackageInfo != "" {
+			item["package"] = *w.PackageInfo
+		} else {
+			item["package"] = ""
+		}
+		if w.UserConfirmedAt != nil && !w.UserConfirmedAt.IsZero() {
+			item["userConfirmedAt"] = w.UserConfirmedAt.Format("2006-01-02 15:04:05")
+		} else {
+			item["userConfirmedAt"] = nil
+		}
 		out = append(out, item)
 	}
 	mchId := os.Getenv("WECHAT_MCH_ID")
@@ -314,3 +324,41 @@ func WithdrawPendingConfirm(c *gin.Context) {
 		},
 	})
 }
+
+// WithdrawConfirmReceived POST /api/miniprogram/withdraw/confirm-received 用户确认收款（记录已点击确认）
+// body: { "withdrawalId": "xxx", "userId": "xxx" }，仅本人可操作，更新 user_confirmed_at
+func WithdrawConfirmReceived(c *gin.Context) {
+	var req struct {
+		WithdrawalID string `json:"withdrawalId" binding:"required"`
+		UserID       string `json:"userId" binding:"required"`
+	}
+	if err := c.ShouldBindJSON(&req); err != nil {
+		c.JSON(http.StatusBadRequest, gin.H{"success": false, "message": "缺少 withdrawalId 或 userId"})
+		return
+	}
+	db := database.DB()
+	var w model.Withdrawal
+	if err := db.Where("id = ? AND user_id = ?", req.WithdrawalID, req.UserID).First(&w).Error; err != nil {
+		c.JSON(http.StatusOK, gin.H{"success": false, "message": "提现记录不存在或无权操作"})
+		return
+	}
+	st := ""
+	if w.Status != nil {
+		st = *w.Status
+	}
+	// 仅处理中或已成功的可标记「用户已确认收款」
+	if st != "processing" && st != "pending_confirm" && st != "success" {
+		c.JSON(http.StatusOK, gin.H{"success": false, "message": "当前状态不可确认收款"})
+		return
+	}
+	if w.UserConfirmedAt != nil && !w.UserConfirmedAt.IsZero() {
+		c.JSON(http.StatusOK, gin.H{"success": true, "message": "已确认过"})
+		return
+	}
+	now := time.Now()
+	if err := db.Model(&w).Update("user_confirmed_at", now).Error; err != nil {
+		c.JSON(http.StatusOK, gin.H{"success": false, "message": "更新失败"})
+		return
+	}
+	c.JSON(http.StatusOK, gin.H{"success": true, "message": "已记录确认收款"})
+}